Terms and Conditions

Welcome to SKA Sundar. These Terms and Conditions ("Terms") govern your access to and use of our website, mobile application, and all services related to DigiGold saving, buying, selling, and online jewellery purchases.

By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. Eligibility

• You must be at least 18 years old or the legal age of majority in your jurisdiction.
• Provide accurate, complete, and lawful information during registration.
• Agree to comply with all applicable local, state, and central laws.

2. Services Offered

• DigiGold Saving, Buying, and Selling
• Online Gold and Jewellery Shopping
• Account management for digital gold savings
• Order tracking and secure payment processing

3. User Responsibilities

• Maintain confidentiality of your account credentials.
• Use the website and services only for lawful purposes.
• Avoid misrepresenting or tampering with any content or transactions.
• Refrain from using unofficial links, fake emails, or unauthorized agents.

4. Intellectual Property

All content, including text, images, logos, design, and software on our website is the property of SKA Sundar or its licensors and is protected under the Copyright Act, 1957 and Information Technology Act, 2000. Unauthorized use, reproduction, or distribution of any content is strictly prohibited.

5. Payment & Transactions

All purchases and savings through the website must be made via approved and secure payment gateways. We do not accept responsibility for transactions made through unofficial or third-party sources.

6. Limitation of Liability

• Temporary interruptions or downtime.
• Technical errors, data loss, or unauthorized access.
• Third-party actions causing financial or reputational damage.

7. Disclaimer for Third-Party Misuse

• SKA Sundar, Amigoways Technologies, and all associated developers, designers, and marketing partners are not liable for scams, frauds, or illegal activities conducted by third-party users or unauthorized agents.
• Loss of funds or data through unofficial links, phishing, or impersonation.
• Legal disputes or damages resulting from misuse of our platform by others.

Users are solely responsible for verifying the authenticity of communication, payment links, and online transactions. Always use official contact details and website URLs.

8. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of India, including the Information Technology Act, 2000, the Indian Contract Act, 1872, and other applicable regulations. Any disputes shall be subject to the jurisdiction of courts located in Nagapattinam, Tamil Nadu.

9. Changes to Terms

We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page with the revised effective date.

10. Contact Information